Alex Gui · Home
Property Guides

Before you decide

Plain-English breakdowns of the buying, selling and investing questions I get asked most — read what you need, then reach out for the numbers specific to you.

Buying

Residential · Commercial · Industrial

Buying Commercial & Industrial

Zoning, GST, financing and B1/B2 eligibility — how commercial/industrial buying rules differ from residential.

BuyingCommercialIndustrial
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HDB vs Condo

Eligibility, cost structure and exit rules most first-time buyers only discover halfway through the process.

BuyingResidential
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New Launch vs Resale

Payment schedules, TOP timelines and the trade-offs between buying a new launch and a resale condo.

BuyingResidential
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Upgrading & Decoupling

Selling first vs buying first, what decoupling actually is (and isn't), and where en bloc opportunities fit in.

BuyingResidential
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Selling

Residential · Commercial · Industrial

Selling Your Home

Timing the market, Seller's Stamp Duty rates, staging tips, and what happens if your development goes en bloc.

SellingResidential
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Selling & Exit Strategies

SSD rules for industrial (commercial is exempt), sell-vs-lease exit strategy, and en bloc for owners.

SellingCommercialIndustrial
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Investing

Residential · Commercial · Industrial

Rental Yield & Portfolio Building

Real net yield math, ABSD by citizenship, TDSR limits on stacking mortgages, and dual-key units.

InvestingResidential
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Commercial & Industrial as an Investment

Yields vs residential, REITs vs direct ownership, and GST recovery for direct owners.

InvestingCommercialIndustrial
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Cross-Cutting

All Buyers · All Property Types

Freehold vs 99-Year Leasehold

How remaining lease affects your CPF usage, bank financing and exit value, whichever guide above brought you here.

Cross-CuttingAll Buyers
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Stamp Duties & Financing

BSD, ABSD and SSD rates, plus how TDSR and MSR actually decide how much you can borrow.

Cross-CuttingAll Buyers
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